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With a better score, it's more likely you'll be able to access a wider range of credit cards, loans or mortgage rate offers. Check your score for free in as little as 3 Check your free credit score to learn more about your financial health and credit risk. Turbo offers free credit scores and credit reports to provide you with Only apply for new credit cards when needed. When you open new credit cards you Your credit score is 3 digit number that reflects your credit-worthiness, i.e. what is the likelihood of you repaying your debt. Banks and lenders use it to determine